Erie car insurance rate comparison for good drivers
Erie Insurance is on the lower end of average rates for good drivers. Only Geico and State Farm had better average rates for those drivers, among companies we analyzed.
Good drivers typically pay the lowest rates because they cost insurance companies the least in claim payments. You should use your clean driving record to your advantage. Have multiple insurers compete for your business by getting car insurance quotes from at least a few companies. Make sure to ask about good driver discounts, too.
Related: Best car insurance companies of 2022
Erie car insurance rate comparison for drivers with a speeding ticket
If you’re looking for an insurance company with better rates, Geico, Erie and State Farm provide the best average premiums for drivers with a speeding ticket.
Some insurers may increase your rates by $500 or more after a speeding ticket, but Erie’s average rate for a good driver increases less than $200 after a speeding infraction.
Erie car insurance rate comparison for drivers who caused an accident with an injury
Only State Farm has better average rates than Erie Insurance for drivers who caused an accident with an injury, according to our analysis.
One car accident can cause your premiums to increase and wipe away good driver discounts, so that’s a good time to shop for car insurance. You can’t go wrong by requesting quotes from State Farm and Erie Insurance if you caused an accident with an injury.
Erie car insurance rate comparison for drivers with a DUI
Similar to most insurance companies, Erie’s average rates skyrocket after a DUI conviction. The average Erie Insurance rate for a good driver jumps by $939 after a DUI. However, Erie’s average rates are still among the best after a DUI.
Related: Best car insurance after a DUI
Erie car insurance rate comparison for drivers with poor credit
You likely know that a speeding ticket, crash and DUI arrest will increase your insurance rates at your next renewal. You might not realize that rates are even higher if you have poor credit.
Insurance companies often gauge a person’s credit when setting premiums. Insurers believe that a person with poor credit is more likely to file claims, so companies usually charge those drivers higher rates. Erie’s average rates for drivers with poor credit are on the high end compared to some competitors.
Drivers in this situation can potentially gain huge savings by shopping around for better auto insurance rates.
Erie car insurance rate comparison for adding a teen driver
Putting a teen driver on your car insurance policy leads to much higher rates. Erie has one of the highest average rate hikes for adding a teen driver. Only Progressive charges more among top competitors.
If you’re adding a teen, you’ll want to take advantage of any discounts for which they’re eligible, such as a good student discount. It’s also wise to ask insurers about whether there’s a discount if the teen takes a driver safety program.
You could additionally delay the age at which your teen gets a driver’s license, which should lead to a better rate.
Related: Best car insurance for teens
Erie car insurance rate comparison for young drivers ages 18 to 25
Erie Insurance has relatively good auto insurance rates when it comes to young drivers. Only Geico has lower rates for drivers ages 18 to 25 among the insurers we analyzed.
Erie car insurance rate comparison for senior drivers age 65+
Erie is on the lower end of average rates for drivers age 65 and over. Senior drivers often pay higher rates than people in their 40s and 50s. Insurers see older drivers as a higher risk because their reaction times might not be as sharp as a decade ago. That can result in more accidents and claims for the company.
Related: Best car insurance for seniors